Smart Personal Loan
for Your Ambition
Precision-crafted personal loans designed for your boldest ambitions.
Seamless capital that safeguards your growth and your financial peace.
PREMIUM LOAN SOLUTION
*T&C Apply. Loans subject to institutional approval and credit assessment.
5.0
Google Rating
Competitive Interest Rates
Tailored to your credit profile, ensuring minimal financial burden.
Starting 9.99%*
Unlock a Higher Loan Limit Based on
Your Monthly Income & CIBIL Score.
₹ 25,00,000
Zero Part-Payment & Foreclosure
Enjoy complete financial freedom. Pay off your loan early or make part-payments without worrying about any hidden penalties or extra charges.
Flexible Tenure Options
Choose a repayment plan that fits your monthly budget. We offer versatile tenure options ranging from 12 to 84 months for your convenience.
Instant Digital Approval
Experience a seamless, paperless journey. Get your loan approved instantly through our 100% digital process from the comfort of your home.
Who can apply?
Age
21 to 55 years
Employment Type
Salaried / Self-Employed
Monthly Income
Min. ₹25,000
Credit Score
700+ Recommended
Required Documents
Pan Card & Aadhaar Card
Last 3 Months Salary Slips
Last 6 Months Bank Statement
Passport Size Photograph
Take Charge of Your Future EMIs
STRATEGIC FORESIGHT
Tailored Loans for Your Life Goals!
ELITE FLEXIBILITY
Turn your dream wedding into reality. Finance everything from premium venues to designer jewelry with instant funds, ensuring your big day is as grand as you planned.
Explore your bucket list destinations today. Get quick funding for international trips and luxury stays, with easy EMIs that let you travel now and pay later.
Focus on recovery, not bills. Get immediate financial support for hospital stays and surgeries with lightning-fast approvals to ensure the best care for your family.
Your Dream Personal Loan is Now on Your WhatsApp.
Personal Loan: Interest Rates, Fees & Key Financials
Everything you need to know about your dream personal loan, simplified in one view.
FEATURE |
DETAILES & LIMIT |
|---|---|
Loan Capital
|
₹1 Lakh to ₹25 Lakhs*
|
Interest Rate (APR)
|
Starting from 9.99% to 36% p.a.
|
Repayment Tenure
|
Flexible options from 12 to 84 Months
|
Processing Fees
|
Up to 0.5% of Loan Amount (Variable based on amount)
|
Approval Speed
|
Digital-first processing with quick sanctioning
|
Minimum Income Required
|
₹25,000 Net Monthly (Salaried) / Stable ITR (Self-Employed)
|
Foreclosure Charges
|
Zero Foreclosure Charges*
|
Part-payment Facility
|
Zero Part-payment Charges*
|
Important Information & Guidelines
A Personal Loan from IIFC Capital is a versatile financial solution designed to meet your diverse needs without the requirement of any collateral. Whether it is a medical emergency, a dream family vacation, or a home renovation, our personalized loan options ensure you tackle your urgent financial requirements with speed and transparency.
Terms & Conditions (T&C)
- Eligibility: Loan approval is subject to the internal credit policy and documentation requirements of IIFC Capital Debt Consultancy Pvt Ltd.
- Credit Assessment: Final interest rates and loan amounts are determined based on the applicant’s credit score, income stability, and repayment capacity.
- Digital Verification: Applicants must provide valid KYC documents (Aadhaar, PAN) and income proof (Bank statements/Salary slips) for faster processing.
- Foreclosure/Pre-payment: Pre-payment charges may apply as per the specific loan agreement. Please refer to your Sanction Letter for details.
- Default Charges: Any delay in EMI payments will attract penal interest and late payment fees as specified in the Standard Schedule of Charges.
- Governing Law: All disputes are subject to the exclusive jurisdiction of the courts in [Pune, Maharashtra].
