Get Flexible & Affordable Education Loans from IIFC Capital with minimal hassle and institutional precision.
ACADEMIC EXCELLENCE
*T&C Apply. Loans subject to institutional approval and credit assessment.
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Education Loan Solutions Tailored for Every Student
Flexible financing options designed to support your education & furure growth
SMART SOLUTIONS
Overseas Education Loan
Specialized packages covering global education costs including tuition, travel, visa assistance, and international living expenses.
Why Choose IIFC Capital for Your Education Loan?
Comprehensive Coverage
We offer 100% funding solutions that extend beyond tuition. Cover your hostel fees, books, and even essential equipment like laptops.
Unsecured Credit
Collateral-free options up to ₹85 Lakhs for premier institutes.
Grace Period
Moratorium options allow EMIs to start post-graduation.
Who Can Apply?
Citizenship
Must be an Indian citizen with valid proof of identity.
Age Limit
Aged between 18 and 35 years at the time of application.
Confirmed Admission
Secured admission in a recognized university or professional course.
Co-Applicant
Mandatory co-applicant (Parent/Spouse/Guardian) with steady income.
Required
Documentation
STUDENT DOCUMENTS
Identity & KYC
– Valid PAN Card
– Aadhaar Card (Linked to Mobile)
– Passport (Mandatory for Overseas)
Academic & Admission pathshala
– 10th & 12th Marksheets
– Graduation Degree (if applicable)
– Official Admission Offer Letter
CO-APPLICANT DOCUMENTS
Salaried Applicants
– Aadhaar Card & PAN Card
– 3 Months Salary Slips
– 6 Months Bank Statements
Self-Employed
– Aadhaar Card & PAN Card
– Shop Act / Udyam Aadhar
– Form 16 / ITR
– 6 Months Current A/C Statement
Loan Thresholds & Competitive Rates
PARAMETER |
DETAILS |
NOTES |
|---|---|---|
Interest Rates
|
Starting from 11.30%* p.a.
|
Floating rates based on repo linked rates
|
Unsecured Loan Limit
|
Up to ₹85 Lakhs
|
Subject to institute ranking
|
Secured Loan Limit
|
Up to ₹2 Crores
|
Based on collateral valuation
|
Your Dream Education Loan is Now on Your WhatsApp.
