Comprehensive Vehicle Insurance
for New & Pre-Owned Assets
Tailored coverage for your brand-new ride or your trusted pre-owned vehicle. Protect your investment with IIFC Capital’s high-settlement insurance plans.
Trusted by 4,000+ High Net-Worth Individuals
PREMIUM PROTECTION
New Vehicle Insurance
Multi-Year Bundles for sustained protection
Highest IDV calculated at market excellence
Seamless Registration at delivery point
Used Vehicle Insurance
Ownership Transfer Assistance included
No Break-in Penalties for continuous coverage
Valuation-Linked Premiums for precise fairness
OUR PROMISE
Engineered Financial Strength
98.5% CSR
Industry-leading high claim settlement ratio for ultimate peace of mind.
Paperless Journey
End-to-end digital issuance in under 120 seconds.
Depreciation Shield
Full protection against value loss of plastic and metal parts.
NCB Transfer limit
Easily port your No Claim Bonus from any previous provider.
Refined Protection for Distinctive Assets
Own Damage
Coverage for accidental damages to your own premium vehicle.
Total Loss & Theft
Financial protection against unrecoverable losses and vehicle theft.
Calamities
Protection against both natural disasters and man-made incidents.
Third-Party Liability
Mandatory legal and financial coverage for third-party damages.
Return to Invoice (RTI)
Ensure you receive the full original invoice price, including registration and taxes, in case of a total loss.
Engine & Gearbox Protector
Coverage for hydrostatic lock and internal lubricant leakage damage to high-performance engines.
Zero Depreciation
Eliminate out-of-pocket expenses for plastic, fiber, and rubber parts during claim settlements.
Key Replacement
Full reimbursement for the loss of expensive high-tech smart keys and lock set replacements.
Comprehensive Coverage Architecture
THE ELITE SHIELD
Institutional Knowledge
Consult our technical advisory regarding transfers, surveys, and bespoke plan upgrades.
How does ownership transfer work for pre-owned assets?
We facilitate the seamless transition of insurance liability within 14 days of vehicle purchase. Our concierge handles the documentation with the RTO and insurance desk.
Are physical surveys mandatory for plan upgrades?
For significant upgrades or after a policy break-in, a digital video survey is usually sufficient. Our mobile app allows you to conduct this in under 5 minutes.
Can I customize my 'Elite Shield' mid-term?
Mid-term additions are permitted subject to a vehicle inspection and prorated premium adjustment. Contact your relationship manager for immediate processing.
