Unlock the Hidden Value
of Your Property.
Get a high-value loan of up to ₹10 Crores with interest rates starting at 9% p.a. Flexible use for business growth, education, or personal needs.
PROPERTY-BACKED LIQUIDITY
*T&C Apply. Loans subject to institutional approval and credit assessment.
5.0
Google Rating
Access substantial capital leveraging your asset’s market value to fund large-scale business expansions, debt consolidation, or significant life events.
₹5L – ₹10Cr*
Benefit from competitive interest rates that are significantly lower than personal loans, ensuring your monthly interest burden remains manageable.
9.00% p.a.
Max Tenure 20 Years
Longer repayment horizons provide EMI stability and lower monthly outgo, allowing you to manage your cash flow without financial strain.
LTV Ratio Up to 85% off
Unlock the maximum potential of your property with one of the industry’s highest Loan-to-Value ratios for residential and commercial assets.
Processing Time 3-15 Days
Our streamlined digital-first workflow and localized appraisal network ensure your funds are disbursed with institutional speed.
Property Types & LTV Limits
Residential Property
Self-occupied or Rented units
Up to 75%
Max LTV
Commercial Assets
Shops, Offices, Showrooms
Up to 65%
Max LTV
Industrial & Land
Warehouses, Plots, Factories
Up to 55%
Max LTV
Detailed ROI Breakdown
BORROWER PROFILE |
CIBIL SCORE |
INTEREST RATE |
|---|---|---|
Salaried
|
750+
|
9.00% - 10.5%
|
Salaried
|
700-749
|
10.5% - 11.5%
|
Self-Employed
|
750+
|
9.5% - 11.0%
|
Self-Employed
|
700-749
|
11.0% - 12.5%
|
*Rates are floating and linked to IIFC Benchmark Prime Lending Rate (BPLR).
Final rates depend on technical property audit.
Transparent Fee Framework
Transparent Fee Framework
CHARGE DESCRIPTION |
FEE DETAILS |
|---|---|
Processing Fee
|
Up to 2.00% of the loan amount + GST
|
Legal & Technical Audit
|
Actuals (Typically ₹5,000 - ₹15,000)
|
Documentation Charges
|
₹2,500 one-time
|
Foreclosure (Floating Rate)
|
NIL for individual borrowers
|
Part-payment Rules
|
NIL charges for up to 25% of POS annually
|
INSURANCE POLICY
Property Insurance: Mandatory coverage against fire and natural calamities.
Credit Life: Optional insurance to protect family from debt in unforeseen events.
TAX ADVANTAGE
Section 24: Deductions on interest if funds are used for house renovation.
Section 37(1): Interest paid is a deductible business expense for commercial use.
