Smart Personal Loan
for Your Ambition
Precision-crafted personal loans designed for your boldest ambitions.
Seamless capital that safeguards your growth and your financial peace.
PREMIUM LOAN SOLUTION
*T&C Apply. Loans subject to institutional approval and credit assessment.
5.0
Google Rating
Competitive Interest Rates
Tailored to your credit profile, ensuring minimal financial burden.
Starting 9.99%*
Unlock a Higher Loan Limit Based on
Your Monthly Income & CIBIL Score.
₹ 25,00,000
Zero Part-Payment & Foreclosure
Enjoy complete financial freedom. Pay off your loan early or make part-payments without worrying about any hidden penalties or extra charges.
Flexible Tenure Options
Choose a repayment plan that fits your monthly budget. We offer versatile tenure options ranging from 12 to 84 months for your convenience.
Instant Digital Approval
Experience a seamless, paperless journey. Get your loan approved instantly through our 100% digital process from the comfort of your home.
Who can apply?
Age
21 to 55 years
Employment Type
Salaried / Self-Employed
Monthly Income
Min. ₹25,000
Credit Score
700+ Recommended
Required Documents
Pan Card & Aadhaar Card
Last 3 Months Salary Slips
Last 6 Months Bank Statement
Passport Size Photograph
The Financial Atelier Advantage
We don’t just provide capital; we provide a partnership built on
transparency, speed, and sophistication.
Unrivaled Privacy
End-to-end encryption for all documents and ultra-private transaction handling.
Bespoke Terms
Flexible repayment schedules that align with your bonuses or liquidity events.
Important Information & Guidelines
A Personal Loan from IIFC Capital is a versatile financial solution designed to meet your diverse needs without the requirement of any collateral. Whether it is a medical emergency, a dream family vacation, or a home renovation, our personalized loan options ensure you tackle your urgent financial requirements with speed and transparency.
- Affordable interest rates starting from 9.99% per annum.*
- Loan amount ranging from Rs. 1 Lakh to Rs. 25 Lakhs.
- Flexible repayment tenure up to 84 month.
- Processing Fee: Up to 0.5% of the loan amount (depend on your loan amount).
- Minimum Annual Percentage Rate: 9.99%; Maximum APR: 36%.
- Repayment Period: Flexible options from 12 months to 84 months.
Terms & Conditions (T&C)
- Eligibility: Loan approval is subject to the internal credit policy and documentation requirements of IIFC Capital Debt Consultancy Pvt Ltd.
- Credit Assessment: Final interest rates and loan amounts are determined based on the applicant’s credit score, income stability, and repayment capacity.
- Digital Verification: Applicants must provide valid KYC documents (Aadhaar, PAN) and income proof (Bank statements/Salary slips) for faster processing.
- Foreclosure/Pre-payment: Pre-payment charges may apply as per the specific loan agreement. Please refer to your Sanction Letter for details.
- Default Charges: Any delay in EMI payments will attract penal interest and late payment fees as specified in the Standard Schedule of Charges.
- Governing Law: All disputes are subject to the exclusive jurisdiction of the courts in [Pune, Maharashtra].
Contact & Support
IIFC Capital Debt Consultancy Private Limited
Customer Care: +91 8001 9002 87
(Monday to Saturday — 9:30AM to 6:30 PM)
