A Personal Loan from IIFC Capital is a versatile financial solution designed to meet your diverse needs without the requirement of any collateral. Whether it is a medical emergency, a dream family vacation, or a home renovation, our personalized loan options ensure you tackle your urgent financial requirements with speed and transparency.

• Affordable interest rates starting from 9.99% per annum.*
• Loan amount ranging from Rs. 1 Lakh to Rs. 25 Lakhs.
• Flexible repayment tenure up to 84 month.
• Processing Fee: Up to 0.5% of the loan amount (depend on your loan amount).
• Minimum Annual Percentage Rate: 9.99%; Maximum APR: 36%.
• Repayment Period: Flexible options from 12 months to 84 months.

Terms & Conditions (T&C)

• Eligibility: Loan approval is subject to the internal credit policy and documentation requirements of IIFC Capital Debt Consultancy Pvt Ltd.
• Credit Assessment: Final interest rates and loan amounts are determined based on the applicant’s credit score, income stability, and repayment capacity.
• Digital Verification: Applicants must provide valid KYC documents (Aadhaar, PAN) and income proof (Bank statements/Salary slips) for faster processing.
• Foreclosure/Pre-payment: Pre-payment charges may apply as per the specific loan agreement. Please refer to your Sanction Letter for details.
• Default Charges: Any delay in EMI payments will attract penal interest and late payment fees as specified in the Standard Schedule of Charges.
• Governing Law: All disputes are subject to the exclusive jurisdiction of the courts in [Pune, Maharashtra].

Contact & Support
IIFC Capital Debt Consultancy Private Limited
Customer Care: +91 8001 9002 87
(Monday to Saturday — 9:30AM to 6:30 PM)